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FCRA Summary of Rights Update Effective 9-21-2018


Please be advised the Bureau of Consumer Financial Protection has Issued Updated FCRA Model Disclosures

To read more and access the updated documents, please view their announcement HERE or cut and paste the following link in your internet browser:


Employers and background screening agencies must update and utilize the revised forms by September 21, 2018.These documents are required for distribution at certain times under the Fair Credit Reporting Act. A failure to provide the correct notification can lead to significant exposure, including class action litigation. For any clients utilizing Swift Hire or Swift Hire Mobile, SSC will update the electronic disclosure process on your behalf for tomorrow’s effective date. Keep in mind any other type of distribution must be updated (including but not limited to pre/adverse action notices and paper-based distribution).

Additional articles on the topic:

SSC is working diligently to update appropriate channels with this announcement and the CFPB’s late notice of this change – please be sure all contacts associated with your account are aware of this change and any internal protocol changes you may have.

If you would like to schedule an account review to discuss this change or any other account-related questions, please contact our client support team at or call 203-925-6186.