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The Fair Credit Reporting Act and Background Checks—Common Employer Questions & Tips

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By JDSUPRA @ https://www.jdsupra.com/

Oct. 1st 2021

When an employer is considering a job applicant, it likely wants to investigate the person’s work history, education, criminal record, financial history, medical information, among others. This type of background check is known as a consumer report and is regulated by the Federal Trade Commission (FTC) through the Fair Credit Reporting Act (FCRA).

Although this post is directed toward FCRA compliance upon hiring an employee, the same provisions below apply to current employees and retention decisions.

The FCRA is a lengthy, complex set of laws that can be quite daunting to employers. Here are some common issues regarding the FCRA and how to comply with its provisions, along with practical tips for employers.

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